Saving-Others Saving Gold Savings Star Gold Titanium Savings Saanvi Youth Power Senior Citizen Kissan Savings LVB Rising Star PMJDY

Titanium Savings

Overview
Salient Features
Eligibility
Documentation
Interest Rates & Charges

Apply Online

Overview

Lakshmi Vilas Bank’s Titanium Savings Account offers an exciting and innovative range of accounting features and transaction benefits.

Account holders can avail complimentary personal accident insurance and gain from exclusive offers on safe deposit locker facilities.

Salient Features

Free cash deposit at base branch
Free unlimited Demand Draft issuance
Locker facility with 25% discount on annual rental.
Free Internet banking, NEFT/RTGS facility
Free Demat Account opening
Free personal accidental cover of INR 5 Lakh.

Eligibility

Individual (Age between 18 years to 70 years) / HUF.

Documentation

Customer will have to submit KYC documents for savings account and a specific declaration for availing Personal accidental insurance Cover.

Interest Rates & Charges

Sr.No	Features	Particulars
1	Average Monthly Minimum Balance (AMMB)	Rs.1,00,000/-
2	Cash Remittance
	a. at base branch	Free (10 sections per day will be free and Rs.5 per section will be charged thereafter) - To be collected manually at the time of remittance
	b. at non-base branch	Free upto Rs.1. lakh per day and Rs.1/1000 will be levied automatically thereafter (Cash handling charges will be levied – (10 sections per day will be free and Rs.5 per section will be charged thereafter) - To be collected manually at the time of remittance
3	Cash Withdrawal
	a. at base branch	Free
	b. at non-base branch	Free self-withdrawals upto Rs.1,00,000/- per day and Rs. 1/1000 with a minimum of Rs.20/- per transaction thereafter - will be levied automatically
4	Outstation Clearing Charges	Rs.50/- per instrument
5	Clearing return Charges	Inward Clearing Return Charges - Rs.100/- per instrument Outward Clearing Return Charges - Rs.50/- per instrument
6	DD/PO Charges	Free
7	RTGS/NEFT Charges	Free
8	Debit Card	Free Visa Gold Card- Will be free for the first year and a nominal charge of Rs.100/- will be levied from the 2nd year as annual fee
9	Locker	Discount of 25% on annual fee for safe deposit lockers
10	Net Banking	Free
11	SMS Alert	Free
12	Cheque Book	Free Cheque Book of 50 leaves per calendar quarter
13	Stop Payment	Free
14	Standing Instructions	Free
15	Statement of Account	Monthly Free Statement on Registered Email
16	Demat Facility	Free Demat Account with no AMC for the first year. Normal brokerage and other charges will apply.
17	Online banking	24x7 online transaction facility
18	Account closing charges	An amount of Rs.500/- will be levied as a/c closure charges on the account being closed within 6 months. No charges will be levied in the unfortunate event of demise of customer or in case of a/c closure after 6 months.
19	Personal Accident Insurance Cover (Death risk)	Free Personal Accident Insurance Cover (Death Risk) of Rs.5 Lakh for account holders between the age group of 18-70 years which is renewable every year. This facility can be availed by first person only.