| Sr.No. |
Type of Service |
Revised Charges |
| 1. |
Ledger Folio charges ( w.e.f 01.10.2013 ) SB CA: For OCC/KCC/SOD For all branches |
SB - Nil CA: a. Rs. 3 per txn with a minimum of Rs. 50/- per quarter (If AQB is up to Rs.50000/-) b. Rs.2 per txn with a minimum of Rs.30/- per quarter (if AQB is above Rs.50000/-) For OCC/KCC/SOD Rs.3/- per entry |
| ( w.e.f 01.09.2013 ) |
| 2. |
Duplicate passbook/ statement |
40 entries or part thereof is treated as one page / sheet.
| |
Dup PB/Statement |
Additional page/sheet |
| Other Than Individual (All centers) |
Rs.75 |
Rs.40 |
| (For individual) Other than rural branches |
Rs.50 |
Rs.25 |
| (For individual) Rural branches |
Rs.30 |
Rs.10 |
|
| 3. |
Cheque leaf charges |
SB - Rs.1.00 per leaf. CA/CC/OD - Rs.3.00 per leaf. |
| 4. |
Non-maintenance of minimum balance |
|
| |
|
Minimum balance requirements(AQB) |
| |
|
Charges and Methodology (w.e.f 01.10.2017) |
| |
|
Category |
Required
AQB (Rs.) |
Short Fall Slab |
Percentageof penaltyon theactualshorfall |
| |
SB |
Rural |
1000 |
Upto Rs 250.00 |
10% |
| Above Rs 250.00 |
15% |
| Semi Urban |
3000 |
Upto Rs 1500.00 |
10% |
| Above Rs 1500.00 |
15% |
| Urban and Metro |
5000 |
| Upto Rs 2500.00 |
10% |
| Above Rs 2500.00 |
15% |
| NRE SB and NRO SB |
5000 |
Upto Rs 2500.00 |
10% |
| Above Rs 2500.00 |
15% |
| |
CA |
Required Balance |
Penal charges for non maintanance of minimum balance |
| Rs.5000/- |
Rs.200/- |
| 5. |
Closure of a/cs (for a/cs which are closed after 14 days and within 6 months from the date of opening) |
| SB |
Rates (Rs.) |
| Rural |
100 |
| Non Rural |
150 |
| CA |
Rates (Rs.) |
| Rural |
200 |
| Non rural |
400 |
|
| 6. |
Stop payment instructions SB
CA/CC/OD |
For SB Rs.50/- per cheque Rs.150/- for series of Cheques (more than 3 Cheques) For CA/CC/OD Rs.100/- per cheque Rs.250/- for series of Cheques (more than 3 Cheques) |
| 7 |
Standing instruction |
Charges for Standing Instructions within the bank free.
FOR OUTSIDE BANK |
| Amount Slab |
Charges |
| Deposit amount upto Rs.1 lac |
Rs.50 |
| Deposit amount above Rs.1 lac to Rs.10 lacs |
Rs.100 |
| Deposit amount above Rs.10 lacs |
Rs.150 |
| For CASA accounts |
Rs.50 |
| * Charges are exclusive of service tax |
| |
|
Periodical remittances / Interest and maturity
Pay -out Charges* |
| Amount Slab |
Charges |
| Amount up to Rs 10000/- |
NIL |
| Amount above Rs 10000/- to Rs.1 lakh |
Rs.5 |
Amount
above Rs. 1 Lakh to Rs.2 lakh |
Rs.15 |
| Amount above Rs. 2 Lakh |
Rs.25 |
| * Charges are exclusive of service tax |
| 8. |
Confirmation of signature (specimen) For obtaining loan from finance companies/ institutions and other purposes |
Rs.25/- for Rural Rs.100/- for Non rural |
| 9. |
Issue of certificates No objection/no dues/ balance/interest charged/chq honored/ A/c maintained |
Rs.50/- Rural Rs.100/- Others |
| 10. |
Enquiry of old transactions For queries pertaining to entries up to 1 year For queries pertaining to entries older than one year |
| Enquiry above 6 Months up to 1 Year |
SB |
CA/OD/OCC |
| Other Than Individual (All centers) |
Rs.50 Per occasion |
Rs.200 Per occasion |
| (For individual) Other than rural branches |
Rs.50 Per Occasion |
Rs.150 Per Occasion |
| (For individual) Rural branches |
Rs.25 Per entry |
Rs.50 Per entry |
| Above one year - Branch Managers discretion to charge over & above the prescribed rates. |
|
| 11. |
Issue of Duplicate deposit certificate |
Rs.50/- per certificate. |
| 12. |
Transfer of deposits proceeds/Interest |
Within bank- Nil To other banks - NEFT/RTGS standing instruction set up charges plus slab wise charges as in serial No (7) above will be levied* |
| 13. |
Change of authorized signatory including power of Attorney/Mandate |
Rs.100/- per every change. |
| 14. |
For SB a/cs withdrawal either by cheque or otherwise exceeding |
30 transactions per half-year - thereafter Rs.10/- per transaction. / The number of withdrawals is restricted to cheque transactions only (cash/Tr/Clg). / Other debits - Standing instructions, ATM withdrawals and ECS to a/cs are exempted. |
| 15. |
| Up toRs.1 Lac |
| Rs.1 - 3 Lac |
| Rs.3 - 5 Lac |
| Rs.5 - 10 Lac |
| Rs.10 - 25 Lac |
| Rs.25 - 50 Lac |
| Rs.50 Lac and above |
|
0.25% of the solvency certificate amount. (Minimum - Rs.500/-) |
| 16. |
Collection of inward/outward cheques (out station) |
| Value (Rs) |
Service Charge* |
| Up to and including 5,000 |
Rs.25 |
| Above 5,000 and up to and including 10,000 |
Rs.50 |
| Above 10,000 and up to and including 1,00,000 |
Rs.100 |
| Above 1,00,000 |
Rs.200 |
* Charges are all inclusive of service tax,courier charges, out of pocket expenses, etc.
Speed Clearing:
| Value (Rs) |
Service Charge* |
| Up to and including 1,00,000 |
Nil |
| Above 100,000 |
Rs.150 |
* Inclusive of Service Tax
|
| 17. |
Collection of inward/ outward bills |
| Up toRs.1000 |
Rs.25 |
| Rs.1001-5000 |
Rs.50 |
| Rs.5001-10000 |
Rs.70 |
| Rs.10001-50000 |
Rs.80 |
| Rs.50001 and above |
Rs.7/- per Rs.1000 |
|
| 18. |
Return/Dishonor of cheques/bills |
1) Outstation Cheques -
SB : Rs 50 /-
CA/CC/OD : Rs 100 /-
2) Outstation bills- 50% of the collection charges (50% of serial No.17)
3) Local Cheques&ndash- Instrument received for payment, but returned to other Bank/Branch)
a) Return of Inward Instruments (Instrument received for payment, but returned to other Bank/Branch)
SB: Rs.150/-
All CA/CC/OD :Rs.200/-
Per cheque returned plus TOD ROI for cheque returns above Rs.1.00 lac,with a minimum amount of Rs.50.00 (Eg. if a cheque for Rs.1.50 lacs is returned, the charges would be Rs.250-/ and if the cheque is for Rs.2.50 lacs the charges would be Rs.275/- Lodged by customers for collection and returned to us by other branches/Bank)
b) Return of Outward Instruments (
SB : Rs.50/-
CA/CC/OD: Rs.100/- |
| 19. |
Remittance by Demand Draft/Pay Order |
| Up toRs.1000 |
Rs.15 |
| Rs.1001-5000 |
Rs.20 |
| Rs.5001-10000 |
Rs.25 |
| Rs.10001 and above |
Rs.2.25/- per Rs.1000 |
|
| 20. |
Issue of RBI / SBI cheque |
| Up toRs.1000 |
Rs.10 |
| Rs.1001-5000 |
Rs.15 |
| Rs.5001-10000 |
Rs.25 |
| Rs.10001 and above |
Rs.35 |
|
| 21. |
Revalidation / Cancellation/ Issue of duplicate of DD/PO/RBI / SBI cheque |
Rs.50/- per instrument. |
| 22. |
NEFT through net banking(already being charged)
RTGS through net banking (w.e.f.01.10.13) |
Existing charges applicable for normal NEFT / RTGS transactions will be applicable for Net banking transactions also. |
| 23. |
IRCTC Payments - using debit card |
Rs.10.00 per txn may be levied for the railway bookings in IRCTC through net banking / debit card |
| 24. |
Locker Operations |
a) Five operations per month free of charge b) Rs. 50.00 per operation for more than five operations. |
| 25. |
JDL Notice charges |
a) Out of pocket expenses of Rs. 10.00 per notice sent to the JDL account holders (for the notices sent for shortage of security value) b) The branches to collect the registered notice charges separately, in respect of accounts for which auction notice and other notices sent through Regd Post. |