| Sr.No |
Products |
Senior Citizen |
|
1
|
ELIGIBILITY
|
Individual. Age (58-80 Yrs)
|
|
2
|
AQB
|
M-3000/-,U-3000/-S-2000/-R-500/-
|
|
3
|
Cash Deposit
|
|
At Base Branch
|
Unlimited
|
|
At Non Base Branch
|
Free upto Rs.5000/- perday,Rs.1/1000 after free limit
|
|
4
|
Cash Withdrawal
|
|
At Base Branch
|
Unlimited
|
|
At Non Base Branch
|
50000/-
|
|
5
|
Clearing Cheque Returns
|
|
Inward Clearing cheques
|
Rs.150/- per instrument
|
|
Outward Clearing Cheques
|
Rs.50/- per instrument
|
|
6
|
Return of Outstation Cheques
|
|
An Base/ Non-Base Branch
|
Rs 50 /-
|
|
7
|
DD/PO charges
|
|
8
|
Charges for non-maintenance of minimum Balance
|
| Category |
Required AQB |
Shortfallslab |
% of the shartfall |
| Rural |
Rs 500.00 |
Upto Rs 250.00
Above RS 250.00
|
10%
15%
|
| Semi Urban |
Rs 2,000.00 |
Upto Rs 1000.00
Above Rs 1000.00
|
10%
15%
|
Urban and
Metro |
Rs 3,000.00 |
Upto Rs 1500.00
Above Rs 1500.00
|
10%
15%
|
|
|
9
|
RTGS/NEFT
|
Deposit amount upto Rs.1 lac - Rs.50/-
Deposit amount above Rs.1 lac to Rs.10 lacs - Rs.100/-
Deposit amount above Rs.10 lacs -Rs.150/-
|
|
10
|
Cheque Books
|
Rs.1 per leaf with service charge
|
|
11
|
SMS Alert Charges
|
Available at cost
|
|
12
|
Pass Book
|
Duplicate passbook - Rs.75,Additional page -Rs.40/-
|
|
13
|
Closure of a/cs (for A/c which are closed after 14 days and within 6 months from the date of opening)
|
Rural -100/- Non- Rural-150/-
|
|
14
|
Stop payment Instruction
|
Rs.50/- per cheque Rs.150/- series of cheque
|
|
15
|
Standing Instruction
|
Charges for Standing Instructions within the bank free.
FOR OUTSIDE BANK
Deposit amount upto Rs.1 lac - Rs.50/-
Deposit amount above Rs.1 lac to Rs.10 lacs - Rs.100/-
Deposit amount above Rs.10 lacs -Rs.150/-
|
|
16
|
Collection of inward/outward cheques (out station)
|
| Values |
Service Charges |
| Up to and including 5,000 |
Rs.25 |
Above 5,000 and up to and
including 10,000 |
Rs.50 |
Above 10,000 and up to and
including 1,00,000 |
Rs.100 |
| Above 1,00,000 |
Rs.200 |
|
|
17
|
Collection of inward/ outward bills
|
| UP to Rs,1000/- |
Rs.25/- |
| Rs.1001-5000/- |
Rs.50/- |
| Rs.5001-10000/- |
Rs.70/- |
| Rs.10001-50000/- |
Rs.80/- |
Rs.50001 and above
(Per Rs. 1000/-) |
Rs.7/- per Rs.1000 |
|
|
18
|
Remittance by Demand Draft/Pay Order
|
| Up toRs.1000 |
Rs.15/- |
| Rs.1001-5000 |
Rs.20/- |
| Rs.5001-10000 |
Rs.25/ |
| Rs.10001 and above |
Rs.2.25/- per Rs.1000 |
|
|
19
|
LVB-ATM withdrawals
|
Unlimited
|
|
20
|
Non-LVB ATM withdrawals
|
5 Per Month
|
|
21
|
Debit Card
|
1st year free, second year onwards nominal charges applicable
|