Overview
Lakshmi Savings Star Gold Account offers access to a diverse array of privileged banking services. We offer our esteemed account holders a new-age banking experience and key value-added services through an extensive range of product offerings and transaction benefits.
Personal banking reached a notch higher with our innovative mobile banking solutions allowing you to seamlessly access and securely manage your account through our Mobile app and Internet Banking. You are assured of unhindered banking services with our extensive nationwide ATM and branch network.
Interest Rates and Charges
| Sr.No |
Features |
Particulars |
|
1
|
Average Monthly Minimum Balance (AMMB)
|
Rs. 20,000
|
|
2
|
Cash Withdrawal
|
|
a. at base branch
|
No Limit
|
|
b. at Non-base branch
|
Rs. 1 lac per day for self only. No third party withdrawal allowed.
|
|
3
|
Collection of Outstation Cheques
|
|
(i) Drawn on LVB Centre
|
|
|
a. at base branch
|
Free
|
|
b. at Non base branch
|
Free
|
|
(ii) On other non LVB centre
|
Specified service charge to be levied as per circular issued.
|
|
4
|
Clearing Cheque Return Charges
|
|
a. Inward Clearing Cheques
|
Rs.100/per cheque in case the account has insufficient funds
|
|
b. Outward Clearing Cheques
|
Free
|
|
|
c. Collection of outstation cheques given at base as well as non-base branches
|
Specified service charge to be levied as per circular issued.
|
|
5
|
DD/PO Charges
|
Free upto any amount
|
|
6
|
Cash Remittance
|
|
a. at base branch
|
Free
|
|
b. at Non base branch
|
No charges upto Rs. 50000 per day and a charge of Re1/- per 1000 thereafter.
|
|
7
|
Charges for non-maintenance of minimum balance
|
Rs. 100 per month
|
|
8
|
RTGS/NEFT Charges
|
Free
|
|
9
|
Instant Credit
|
Rs.20,000/- per occasion
|
|
10
|
Others
|
Free e-mail account statement on a monthly basis
|
|
Free duplicate passbook free.
|
|
Free CashTree ATM card
|
|
Cash Withdrawal at LVB ATM as well in cash Tree ATM
|
|
Free Internet Banking
|
|
Free Standing Instructions
|
|
Free SMS Alert (Push messages)
|
|
Multicity Cheque Book - Free
|
|
Stop payment free
|
|
11
|
Personal Accident Insurance Cover (Death risk)
|
Free cover of Rs.2 lakh for the first person which is renewable every year
|