Savings Star Gold

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Overview

Lakshmi Savings Star Gold Account offers access to a diverse array of privileged banking services. We offer our esteemed account holders a new-age banking experience and key value-added services through an extensive range of product offerings and transaction benefits.

Personal banking reached a notch higher with our innovative mobile banking solutions allowing you to seamlessly access and securely manage your account through our Mobile app and Internet Banking. You are assured of unhindered banking services with our extensive nationwide ATM and branch network.

Salient Features

  • Depositing free cash at base branch
  • Free unlimited DD issuance
  • Savings account with average minimum balance requirement of INR 20,000/-
  • Free Internet banking, NEFT & RTGS facility
  • Free personal accidental cover of INR 2 Lac.

Eligibility

  • The eligibility criteria remains the same across all savings account facilities of the bank.

Documentation

  • Alongwith the submission of KYC documents for savings account for opening a savings account, a customer is also required to submit the specific declaration for Personal accidental insurance Cover.

Interest Rates & Charges

Sr.No Features Particulars

1

Average Monthly Minimum Balance (AMMB)

Rs. 20,000

2

Cash Withdrawal

a. at base branch

No Limit

b. at Non-base branch

Rs. 1 lac per day for self only. No third party withdrawal allowed.

3

Collection of Outstation Cheques

(i) Drawn on LVB Centre

 

a. at base branch

Free

b. at Non base branch

Free

(ii) On other non LVB centre

Specified service charge to be levied as per circular issued.

4

Clearing Cheque Return Charges

a. Inward Clearing Cheques

Rs.100/per cheque in case the account has insufficient funds

b. Outward Clearing Cheques

Free

 

c. Collection of outstation cheques given at base as well as non-base branches

 Specified service charge to be levied as per circular issued.

5

DD/PO Charges

Free upto any amount

6

Cash Remittance

a. at base branch

Free

b. at Non base branch

No charges upto Rs. 50000 per day and a charge of Re1/- per 1000 thereafter.

7

Charges for non-maintenance of minimum balance

 Rs. 100 per month

8

RTGS/NEFT Charges

Free 

9

Instant Credit

Rs.20,000/- per occasion 

10
    

Others
    

Free e-mail account statement on a monthly basis

Free duplicate passbook free.

Free CashTree ATM card 

Cash Withdrawal at LVB ATM as well in cash Tree ATM

Free Internet Banking  

Free Standing Instructions

Free SMS Alert (Push messages)

Multicity Cheque Book -  Free

Stop payment free

11

Personal Accident Insurance Cover (Death risk)

Free cover of Rs.2 lakh for the first person which is renewable every year

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