| Sr.No |
Features |
Saanvi Savings Account |
|
1
|
Eligibility
|
Only Women of 18yrs & above. Singly or jointly with women. For joint account holder there is no age limit.
|
|
2
|
Average Quarterly Balance
|
Metro- INR 5,000/-
|
|
Urban- INR 5,000/-
|
|
Semi-Urban- INR 3,000/-
|
|
Rural- INR 3,000/-
|
|
3
|
Multi-city Cheque Book
|
Free 25 leaves cheque book. Subsequently INR 50/- plus taxes per 25 leaves cheque book.
|
|
4
|
Cash Deposit:
|
|
At Base Branch
|
Free
|
|
At Non Base Branch
|
Free up to INR 25,000 per day. Thereafter Re 1/1000
|
|
5
|
Cash withdrawal:
|
|
At Base Branch
|
Free
|
|
At Non-Base Branch
|
Only self-withdrawals, subject to overall per day limit of INR 1 lakh
|
|
6
|
Cash handling charges
|
Free
|
|
7
|
Statement of Account
|
Free, sent once a quarter through e-mail to the registered e-mail id of the customer.
|
|
8
|
Debit Card
|
RUPAY PLATINUM INTERNATIONAL Debit Card. Free for first Year. INR 100/- plus taxes per annum will be levied from the second year onwards.
|
|
9
|
Internet Banking
|
Free
|
|
10
|
Mobile Banking, IMPS
|
Value Band
|
IMPS Charges
|
|
HANDYPAY, (Charges as per circular instructions.)
|
Up to INR 10,000/-
|
INR 5/- plus taxes
|
|
Above INR 10,000/- to INR 1 lakh
|
|
Above INR 1 Lakh to INR 2 Lakhs
|
INR 15/- plus taxes
|
|
Above INR 2 Lakhs
|
NA
|
|
11
|
Funds Transfers (within LVB)
|
Free
|
|
12
|
Inward Clearing Charges:
|
|
At Base Branch
|
Free
|
|
At Non Base Branch
|
Free
|
|
13
|
Collection of Outstation Cheques:
|
|
(i) Drawn on LVB Centre At Base/Non Base Branch
|
Free
|
|
(ii) Drawn on Non LVB Centre Collection charges for Outstation cheques (OCC – Outward Cheque for Collection)
|
Up to INR 10,000/- : INR 50 plus taxes
|
|
INR 10,001/- to < INR 1,00,000/-: INR 100 plus taxes
|
|
INR 1,00,000 & Above: INR 150 plus taxes
|
|
14
|
Clearing Cheque Return Charges (Local):
|
|
Inward Clearing Cheques
|
INR 100/- plus taxes per instrument
|
|
Outward Clearing Cheques
|
Free
|
|
Return of outstation cheques given at base as well as non-base branches
|
INR 50/- plus taxes per instrument
|
|
15
|
Charges for non-maintenance of minimum balance
|
INR 200/- plus taxes per quarter, charged proportionately to the amount of shortfall.
|
|
16
|
DD/PO Charges
|
Free up to INR 1 lakh per day.
|
|
Above that Rs 2 per Rs 1000/-,
subject to a minimum of INR. 25/- plus taxes
|
|
17
|
RTGS/NEFT Charges
|
Free up to INR 3 lakhs per month. Thereafter
charges as per circular instructions
|
|
18
|
SMS Alert
|
Available at a cost of Rs 0.50 per SMS
|
|
19
|
Transaction in LVB ATMs
|
Unlimited Free
|
|
20
|
Transaction in Non-LVB ATMs:
|
|
Metro ATMs
|
3 Free transactions per month
|
|
Non-Metro ATMs
|
5 Free transactions per month
|
|
Charges for transaction beyond free limits(for Metro and Non-metro ATMs)
|
Financial transactions - INR 15 plus taxes
|
|
Non-financial transactions - INR 5 plus taxes
|
|
21
|
Daily ATM Cash withdrawal limits
|
INR 50,000 at LVB ATMs
|
|
22
|
Daily POS Transaction limits
|
INR 1 lakh
|
|
23
|
Daily e-commerce Transaction limits
|
Default limit of INR 10,000,
can be enhanced to INR 1 lakh per day
|
|
24
|
Daily net banking transaction limits
|
i. Own account Transfer - INR 5 lakh per day
|
|
ii. From LVB account to 3rd party
account in LVB - INR 5 lakh per day
|
|
iii. Funds Transfer Through NEFT /RTGS- INR 5 lakh per day
|