Lakshmi-Vilas-Bank Personal-NRI Premium-Banking

Lakshmi Business Term Loan (LBTL)


To cater to the needs of the business entities


  • Term Loan with monthly repayment mode
  • To fulfill all the business needs of the entity
  • Repayable in 120 monthly instalments


  • a) Business enterprises engaged in trading, manufacturing or services sector activity- Individuals, Proprietorships, Partnerships, Private Limited Companies and Public Limited Companies, HUFs and any other legally permissible entities.
  • b) Partnership Firm where HUF also one of the partner is excluded.

Upper Age Limit of the Applicant

Upper age not more than 70 years at the time of Loan Maturity (In case of Proprietorship, Age of Proprietor should not exceed 70 years; In case of Partnership, at least one partner shall be less than 70 years at the time of loan maturity and in case of corporates at least one promoter director shall be less than 70 years)


  • a) KYC documents of the applicant, Promoters & Guarantors
  • b) Audited Financials for the past two completed years
  • c) GST Returns
  • d) Estimated & Projected Financial Statements
  • e) Funds Flow/Cash Flow statements, Profitability estimates & DSCR calculations
  • f) All Registrations/Approvals of the business entity
  • g) Collateral property documents
  • h) Any other documents as per the requirement

Loan Quantum

  • Minimum: Rs. 25 lacs
  • Maximum: Rs.5 crore (subject to eligibility)