| Sr.No |
Particulars |
Lakshmi Kissan Savings Account |
|
1
|
Average Half-yearly balance
|
Rs.1,000/- in Metro, Urban, Semi-urban and Rural centers
|
|
2
|
Charges for non-maintenance
of minimum balance
|
For accounts maintaining 50% or more of therequired average half-yearly balance
|
Rs.150/-
|
|
Foraccounts maintaining less than 50% of therequired average half-yearly balance
|
Rs.300/-
|
|
3
|
Cash Withdrawal Charges
|
|
i)Base branch
|
Free
|
|
ii) Non Base Branch
|
Rs. 1,00,000/- per day, subject to a maximum
withdrawal of Rs. 5, 00,000/- per day. For withdrawalsbeyond Rs. 100,000/- charges would be levied atRs. 2/- per Rs. 1,000/-, subject to a minimum ofRs. 25/- per transaction.
|
|
4
|
Cash Remittance charges
|
|
i)Base branch
|
10 transactions or Rs. 5 lakhs free per month, whicheveris earlier. Chargeable thereafter at Rs. 2/- per Rs. 1,000/-,subject to a minimum of Rs. 25/- per transaction.
|
|
ii) Non Base Branch
|
|
5
|
Clearing Cheque Return Charges
|
|
Inward Clearing Cheques
|
Rs. 150/-
|
|
Outward Clearing Cheques
|
Rs. 50/-
|
|
6
|
DD / PO Issue
|
|
Up toRs.1000
|
Rs.15
|
|
Rs.1001-5000
|
Rs.20
|
|
Rs.5001-10000
|
Rs.25
|
|
Rs.10001 and above
|
Rs.2.25/- per Rs.1000*
|
*subject to a minimum of Rs.25/-
Revalidation /Cancellation/ Issue ofduplicate of DD/POs - Rs. 50/-.
|
|
7
|
NEFT Charges
|
|
Rs. 5,000/- & below
|
Rs. 2.50
|
|
> Rs. 5,000 and <= Rs. 10,000/-
|
Rs. 5/-
|
|
> Rs. 10,000 and <= Rs. 1,00,000/-
|
Rs. 15/-
|
|
> Rs. 1,00,000/-
|
Rs. 25/-
|
|
|
8
|
RTGS Charges
|
|
Rs. 2 lakhs to Rs. 5 lakhs
|
Rs. 25/- to Rs. 30/-
|
|
Above Rs. 5 lakhs
|
Rs. 50/- to Rs. 55/-
|
|
|
9
|
Chq Book Facility
|
Free personalized cheque book of 25 Leaves at the timeof account opening, chargeable thereafter at Rs. 50/-per 25-leaf cheque book.
|
|
10
|
Debit card
|
RUPAY Classic Card, free for the 1st Year. Charged at Rs.100/- per annum from the 2nd year onwards, and for reorder
|
|
11
|
ATM Cash withdrawal limit
|
Rs. 50,000 per day, with a maximum of 5 transactions(financial & non-financial combined) per day
|
|
12
|
POS transaction limit
|
Purchase: Rs. 50,000/- per day;
Cash at POS: Rs. 2,000/- per day
|
|
13
|
E-Com transaction limit
|
Rs. 1,00,000/- per day
|
|
14
|
No. of free ATM transactions per month
|
|
LVB ATMs
|
Free
|
|
Non-LVB ATMs
|
Non-Metro: 5 transactions per month, subject to a
maximum of 3 transactions in Metro ATMs
|
|
15
|
Net Banking
|
Free (Optional)
|
|
16
|
RUPAY Insurance Program
|
Rs. 1,00,000 Personal Accident Cover available throughRUPAY Card to customers; Subject to RUPAY Terms andConditions.
|
|
17
|
Passbook
|
Free, duplicate passbook chargeable at Rs. 75/- (to bemanually charged by the branch)
|
|
18
|
SMS Alerts
|
Charges Applicable
|
|
19
|
Stop Payment
|
Rs. 50/- per cheque
|
|
20
|
Locker Facility
|
Charges Applicable
|