Lakshmi-Vilas-Bank Personal-NRI Premium-Banking

Kissan Credit Card


LVB Kisan Credit Card helps farmers make short-term payments for labour, material and other immediate requirements. This product helps them tide over the critical months without affecting personal finances. The card acts as a low risk loan as well as an account that earns interest on credit balances.


  • Avail up to Rs. 10 lacs (- conditions apply)
  • RBI Repo Rate (5.90%) + Spread
  • Cheque facility for limits over Rs. 50,000
  • Flexible repayment terms
  • Revolving limits that get replenished on repayment
  • Credit facility assured for three years
  • Earn Interest on Credit Balances
  • Certain notified crops insured under the National Agricultural Insurance Scheme
  • Borrowers covered by Personal Accident Insurance Coverage up to Rs. 50,000. Premium amount split between borrower and bank in 1: 2 ratio


  • Farmers who have been accountholders of the Bank for a minimum period of 1 year
  • Literate farmers, between ages 25 and 65
  • Farmers who cultivate their own or family land that has an assured irrigation facility such as a canal, tank, open well, or bore well

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