Lakshmi-Vilas-Bank Personal-NRI Premium-Banking

Jewel Loans - Non Agri


LVB offers jewel loans to individual applicants to meet personal and business expenses with benefits of low-interest rates and minimum documentation.

Salient Features

  • Quick processing at our express jewel loan counters
  • Attractive interest rates
  • Convenient repayment options
  • Can be availed in the form of both term loan / cash credit facility


  • The loan can be availed by individuals to meet their personal and business expenses
  • Loan offered against pledge of gold ornaments owned by the individuals

Loan Value Offered

  • Up to 66% of the value of 22 ct. gold ornaments

Rate per Gram

  • Rs.2,350/- w.e.f  01 October 2019

Loan Quantum

  • Maximum - Rs.30 lakhs

Rate of Interest

Processing Charges

  • "For loans up to Rs.25,000/- – Bank charges - Nil; Appraisal commission - 0.20% of loan amount"
  • "For loans above Rs.25,000/- – Bank charges - 0.40% of loan amount subject to no maximum cap; Appraisal commission - 0.20% of loan amount”.

Documents Required

  • a) ID proof
  • b) Address proof
  • c) Two recent passport size photographs

  • Note: For existing customer of the bank, KYC documents and photographs not required
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