Lakshmi-Vilas-Bank Personal-NRI Premium-Banking

Jewel Loans - Agri


The Jewel Loan product of LVB offers an easy and hassle-free option to farmers for funding farming and allied activities. These loans are available at all branches of LVB and enable farmers to unlock the value of their gold ornaments and avail of higher rates to fulfill their credit needs.


  • Quick and hassle-free processing at our express jewel loan counters
  • Attractive interest rates
  • Convenient repayment options
  • Can be availed in the form of term loan / cash credit facility


  • Individual agriculturists engaged in farming and allied activities are eligile to avail these loans
  • Loan offered against pledge of gold ornaments owned by the farmer

Loan Value Offered

  • Up to 75% of the value of 22 ct. gold ornaments

Rate per Gram

  • Upto Rs. 3,365/- w.e.f 02 Aug 2021

Loan Quantum

  • Minimum - Rs.10,000/-
  • Maximum - Rs.20 lakhs

Rate of Interest

Processing Charges

  • Nil up to Rs.25,000/-
  • For loans of above Rs.25,000/- -> 0.20% of the facility amount subject to a max. of Rs.1000/- per limit.
* Appraisal commission to be borne by the customer

Documents Required

  • a) ID proof
  • b) Address proof
  • c) Two recent passport size photographs
  • d) Documents evidencing possession of agricultural land such as chitta, patta, adangal, etc.

  • Note: For existing customer of the bank, KYC documents and photographs not required