|
S.No |
PARTICULARS |
PREMIUM |
MEDIUM |
NORMAL |
|
1 |
Average Quarterly Minimum Balance (AQMB) |
INR 1,00,000/- & above |
INR50,000/- to INR 99,999/- |
INR10,000/- to INR 49,999/- |
| 2 |
Cash Remittance |
- Additional Charges - If atleast 80% of average balance as per product variant is not maintained, then the cash free limit will not be considered and charges will be applicable from the first cash deposit
- The cash deposit charges applicable to Trusts, Societies, Clubs, Associations, Government Organizations, customers who have availed POS machines or has availed Loan against property from the Bank may be waived off based on the overall customer relationship with the bank
- The charges are applicable for cash deposit at branches and also cash deposit in Cash Recycler Machines
|
|
|
Base Branch |
Free cash deposit limit upto 2 times of previous month avergae balance (AMB), subject to a maximum of Rs 50 L per month. For the month of account opening, free limit will be Rs 2 L for the month.
Above cash deposit free limit, charges of Rs 5 per Rs 1000 are applicable, subject to a minimum of Rs 25 per transaction |
| |
Non-base branch |
Free cash deposit limit upto Rs 2 lakhs per month Above cash deposit free limit, charges of Rs 5 per Rs 1000 are applicable, subject to a minimum of Rs 25 per transaction |
|
|
No of cash deposit transactions |
25 cash deposit transactions free per month
After free limit, Rs 50 per cash deposit transaction will be applicable |
| 3 |
Cash withdrawal (by self & Third party together) |
|
|
|
At base branch |
Free |
Free |
Free |
|
|
At Non base branch |
Free |
Up to INR 200000/- per day
Thereafter
INR 1.50/1000 with a minimum
of INR 25/- per txn |
Up to INR 100000/- per day
Thereafter INR 2/1000 with a
minimum of INR 25/- per txn |
|
4 |
Inward Clearing Charges |
Free |
Free |
Free |
|
5 |
Outward Clearing Charges |
|
|
At base branch |
Free |
Free |
Free |
|
|
At Non base branch |
Free |
Free |
Free up to INR 15 lacs in a month
thereafter INR 10/1000 |
|
6 |
Inward Clearing Return Charges |
INR 500/- per return for Insufficient funds |
INR 300/- per return for
Insufficient funds |
INR 200/- per return for Insufficient funds |
|
7 |
Outward Clearing Return Charges |
Free |
INR 10/- per return |
INR 20/- per return |
|
8 |
OBC/OCC cheque return charges |
Free |
INR 10/- per return |
INR 20/- per return |
|
9 |
DD/PO Charges |
Free |
Free up to INR 7.00 lacs per day with max
. 7 instruments at base branch. Beyond that,
charges are applicable |
Free up to INR 2.00 lacs per day
with max. 2 instruments at base
branch. Beyond that, charges are applicable |
|
10 |
Minimum AQMB |
INR 1,00,000/- |
INR 50,000/- |
INR 1500 per Quarter (if AQMB
goes below INR 10000/-) Applicable
from Second quarter of
opening the account. |
|
INR 10,000/- |
|
11 |
RTGS |
Free |
Free Up to INR 50.00 lacs per
day with maximum
of 7 transactions (RTGS/NEFT together)
,thereafter
RTGS:
INR 2 to 5 lacs- INR 25/-Above
INR 5 lacs- INR 50/-
NEFT:
Up to 1 lac-INR 5/-
INR 1 to 2 lacs- INR 15/-
Above INR 2 lacs-INR 25/- |
INR 2 to 5 lacs- INR .25/-
Above INR 5 lacs- INR 50/- |
|
|
NEFT |
Free |
Free up to INR 2.00 lacs per day
with maximum 10 transactions.
Thereafter Up to 1 lac-INR 5/-INR
1 to 2 lacs- INR 15/-Above
INR 2 lacs-INR 25/- |
|
12 |
Folio Charges |
Free |
Free |
90 transactions free per quarter thereafter
INR2 per transaction with a minimum
of INR 50 per quarter. |
|
13 |
Cheque Book |
Free |
Free |
INR 2.50/- per leaf |
|
14 |
Statement of Account |
Free |
Free(Only through E-mail, last day of month) |
|
15 |
Debit Card |
Free |
Free |
Free for 1st year only |
|
16 |
Stop Payment |
Free |
INR 200/- per occasion |
INR 200/- per occasion |
|
17 |
SMS Alerts |
Free |
Free |
Free |
|
18 |
Net Banking Facility |
Free |
Free |
Free |
|
19 |
Fund transfer within LVB |
Free |
Free |
Free |
|
20 |
Demat account |
Opening and AMC charges Free for one year |
Demat at charges |
|
21 |
IMPS |
Free |
Free |
Free |