Lakshmi-Vilas-Bank Personal-NRI Premium-Banking

Lakshmi Business Credit (LBC)


To offer working capital to business entities at easy rates


  • Operative Account with fixed overdraft limit
  • Renewable after one year
  • No need to submit monthly stock statements & maintaining DP


  • Business enterprises engaged in trading, manufacturing or services sector activity- Individuals, Proprietorships, Partnerships, Private Limited Companies and Public Limited Companies, HUFs and any other legally permissible entities.
  • Partnership Firm where HUF also one of the partner is excluded.
  • The business enterprise should have been in existence for 3 years with minimum two audited financials declaring the net profit.
  • GST Returns are compulsory.


  • a) KYC documents of the applicant, Promoters & Guarantors
  • b) Audited Financials for the past two completed years
  • c) GST Returns
  • d) Estimated & Projected Financial Statements
  • e) All Registrations/Approvals of the business entity
  • f) Collateral property documents
  • g) Any other documents as per the requirement

Loan Quantum

  • Minimum: Rs. 25 lacs
  • Maximum: Rs.5 crore (subject to eligibility)