Lakshmi-Vilas-Bank Personal-NRI Premium-Banking

Aditya Birla Sun Life Insurance DigiShield Plan


You are a successful achiever and strive to give the best of the world to your family. Your endeavour is to provide comfort, security and happiness to your loved ones. However, when it comes to planning for unforeseen circumstances, you need a solution that would secure your family’s future and ensure they lead a comfortable life devoid of any financial worries.

Aditya Birla Sun Life Insurance has come up with an apt protection solution for you - ABSLI DigiShield Plan, so that your family stays protected, even when you are not around.



  • Complete financial protection at an affordable cost
  • Two plan options to suit your protection needs
  • Option to enhance coverage at key milestones of your life
  • Option to cover your spouse under the same policy
  • Inbuilt Terminal Illness Benefit
  • Multiple options to receive death benefit to meet your needs
  • Flexible premium paying terms
  • Enhance your insurance with appropriate rider options


Age Gender Basic Sum Assured Policy Term Premium Paying Term Premium Paid (Per annum) Total Premium Paid
(25 yrs.)
Death Benefit
35 Male 1,00,00,000 25 25 48,180 1,204,500 1,00,00,000

For life insured age of 35 yrs at the time of purchasing the policy with policy term 25 yrs and premium paying term 25 yrs. Additional benefits are available at additional cost. Premium rates are exclusive of GST.


Entry Age

18 to 65 years

Policy Term

5 to 40 years

Sum Assured

Min. Rs. 30,00,000
Max. No Limit (subject to underwriting guidelines)

Maximum Maturity Age

80 years

Pay Term

Single Pay | Limited Pay – 5 | 7 years | Regular Pay

Premium Frequency

Monthly, Quarterly, Semi-Annual, Annual

Death Benefit

Sum Assured on Death for regular| limited pay will be highest

  • 10 times of the annualised premium for all ages; or
  • 105% of all the premiums paid as on the date of death; or
  • Minimum guaranteed sum assured on maturity; or
  • Absolute amount assured to be paid on death

Sum Assured on Death for single pay will be highest of:

  • 125% of single premium for all ages; or
  • Minimum guaranteed sum assured on maturity; or
  • Absolute amount assured to be paid on death

Customisable Benefit

For added protection:
ABSLI Accidental Death Benefit Rider Plus (UIN: 109B023V01)
ABSLI Critical Illness Rider (UIN: 109B019V03)
ABSLI Accidental Death and Disability Rider (UIN: 109B018V03)

For details on benefits, terms and conditions please refer the brochure.

ABSLI DigiShield Plan UIN: 109N108V03

Lakshmi Vilas Bank Ltd. is a corporate agent of Aditya Birla Sun Life Insurance Company Limited under license number CA0047.
Registered Address: Lakshmi Vilas Bank Ltd. Corporate Office, LVB House, No. 4/1 (Old no. 33), Sardar Patel Road, Guindy, Chennai – 600 032. Tamil Nadu. Participation by the Bank’s clients in the insurance products is purely on a voluntary basis.

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-linked non – participating term insurance plan. All terms & conditions are guaranteed throughout the policy term. GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives. For more details on risk factors, terms and conditions, please refer to the sales brochure before concluding the sale. Tax benefits are subject to changes in the tax laws. For more details and clarification call your ABSLI Insurance Advisor or visit our website. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Reg. Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841 Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 UIN: 109N108V03

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of
premiums. Public receiving such phone calls are requested to lodge a police complaint.