Lakshmi-Vilas-Bank Personal-NRI Premium-Banking

DBS Gold Loan - Non Agri

Overview

Before choosing a gold loan, take the gold loan test. Choose the one which truly meets the Gold Standard of Gold Loans, that is DBS Gold Loan!

DBS, Asia’s Safest Bank, is redefining Gold Loans. Created especially for our customers, DBS Gold Loans offer an easy and hassle-free option to customers to meet personal and business expenses. DBS Gold loan is available at all branches and comes with instant disbursal in 30 mins* and maximum gold value with low interest rates

All this and more make DBS Gold Loans the Gold Standard of Gold Loans.

  • World-class safety with Asia’s safest bank, 13 years in a row**
  • Instant loan disbursal in 30 mins*
  • Maximum gold value with lower interest rates

*T&C Apply

**Awarded by Global Finance (2009-2021)

Salient Features

Choose Gold Standard of Gold Loans

  • World-class safety with Asia’s safest bank, 13 years in a row**
  • Instant loan disbursal in 30 mins*
  • Maximum gold value with lower interest rates

*T&C Apply

**Awarded by Global Finance (2009-2021)

Option to avail Personal Accident Cover for less than Rs.1 per day*
The DBS Gold Loan comes with an optional accompanying insurance cover that protects your gold for less than Rs.1 per day*

Sum insured/ Tenure

₹ 5,00,000

₹ 10,00,000

₹ 15,00,000

₹ 20,00,000

₹ 25,00,000

Premium to be paid for 1 Year

₹ 202

₹ 404

₹ 604

₹ 805

₹ 1,007

Gold loan customer can avail personal accident insurance cover under policy*
Max Sum Insured covered would be up to 25 *lakhs Age 18 to 65 years *
Policy tenure can be till loan period, up to maximum 5 years*

*Insurance cover is arranged by DBS Bank Limited through Go Digit General Insurance Limited under Digit Group Total Protect Policy (UIN: GODPAGP21491V022021). For more details, please read policy terms and conditions carefully before enrolment.

Eligibility

  • The loan can be availed by individuals to meet their personal and business expenses
  • Loan offered against pledge of gold ornaments owned by the individuals

Loan Value Offered

  • Up to 66% of the value of 22 ct. gold ornaments

Rate per Gram

  • Rs.3,140/- w.e.f.  27 Jun 2022

Loan Quantum

  • Maximum - Rs.30 lakhs

Rate of Interest

Processing Charges

  • For loans up to Rs.25,000/- -> 0.10% of the facility amount
  • For loans of above Rs.25,000/- -> 0.40% of the facility amount without any cap
* Appraisal commission to be borne by the customer

 

Documents Required

  • a) ID proof
  • b) Address proof
  • c) Two recent passport size photographs

  • Note: For existing customer of the bank, KYC documents and photographs not required