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 SERVICE CHARGES AND FEES
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As per RBI directives, IBA advised all member Banks to disclose the details about service charges/other charges being levied by Bank's and place on their bank's website as prescribed in Fair Practice Code for information to General Public. We have already adopted the Fair Practice Code norms in our Bank. Accordingly, we furnish below the charges of our Bank on various services rendered to the Customers.
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ELECTRONIC PAYMENT | PURCHASE/DISCOUNT OFCHEQUES/BILLS | LOCKER SERVICE CHARGES | DEBIT CARDS | ADVANCES & FOREX TRANSACTIONS | MISCELLANEOUS
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SERVICE CHARGES AND FEES EXCLUSIVE OF SERVICE TAX & EDUCATION CESS
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1. MAINTENANCE OF ACCOUNTS
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S.No.
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Type of Service
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Revised Charges
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1.
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Ledger Folio charges
SB
CA:
Rs.10001- Rs.50000/-
Rs.50001 & upto 500000
OCC/KCC/SOD
For all branches
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SB – Nil
Rs.30/- per quarter per page
Rs.30/- per quarter per page
Rs.10/- per quarter per page
For OCC/KCC/SOD
Rs.3/- per entry
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2.
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Duplicate passbook/ statement
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3.
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Cheque leaf charges
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CA - Rs.2.50 per leaf.
SB – Rs.1.00 per leaf.
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4.
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CA – Non rural - Rs.200/- P.M
CA – Rural - Rs.100/- P.M
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An account not operated for 24 months (ie., without customer initiated transactions) such account will be marked as “DORMANT” and thereafter once in six months an amount of Rs. 50.00 plus service tax will be levied towards “Dormant Account maintenance charges” apart from other charges applicable for the account. |
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5.
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SB
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Rates (Rs.)
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Rural
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100
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Non Rural
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150
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CA
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Rates (Rs.)
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Rural
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200
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Non rural
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400
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6.
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Rs.50/- per cheque
Rs.20/- per cheque
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7
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Standing instruction
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Charges for Standing Instructions within the bank free.
FOR OUTSIDE BANK
As per NEFT charges./ DD charges as the case may be collected.
(Since there is no interface for NEFT – which is outside CBS, if the SI is executed through NEFT charges are to be collected manually. If executed through DD/BC, the system will take care only when the same is routed through PGL)
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8.
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Confirmation of signature (specimen)
For obtaining loan from finance companies/ institutions and other purposes
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Rs.25/- for Rural
Rs.100/- for Non rural
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9.
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Issue of certificates
No objection/no dues/ balance/interest charged/chq honored/ A/c maintained
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Rs.50/- Rural
Rs.100/- Others
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10.
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Enquiry of old transactions
For queries pertaining to entries up to 1 year
For queries pertaining to entries older than one year
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Enquiry above 6 Months upto 1 Year
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SB
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CA/OD/OCC
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Other Than
Individual (All centers)
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Rs.50
Per occasion
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Rs.200
Per occasion
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(For individual) Other than rural branches
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Rs.50
Per Occasion
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Rs.150
Per Occasion
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(For individual) Rural branches
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Rs.25
Per entry
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Rs.50
Per entry
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Above one year – Branch Managers discretion to charge over & above the prescribed rates.
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11.
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Issue of Duplicate deposit certificate
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Rs.50/- per certificate.
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12.
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Transfer of deposits proceeds/Interest
(To another bank)
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Within bank- Nil
To other banks – As per NEFT Charges/ DD charges as the case may be. Charges are applicable for both TD proceeds and TD interest.
(As in serial No. 7)
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13.
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Change of authorized signatory including power of Attorney/Mandate
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Rs.100/- per every change.
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14.
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For SB a/cs withdrawal either by cheque or otherwise exceeding
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30 transactions per half-year - thereafter Rs.10/- per transaction.
Ø The number of withdrawals is restricted to cheque transactions only (cash/Tr/Clg).
Ø Other debits - Standing instructions, ATM withdrawals, CAN Card debit and ECS to a/cs are exempted.
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15.
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Issue of solvency certificate
Upto Rs.1.00 lac
1.00– 3.00 lacs
3.00- 5.00 lacs
5.00 – 10.00 lacs
10.00 – 25.00 lacs
25.00 – 50.00 lacs
Above Rs.50 lacs
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0.25% of the solvency certificate amount. (Minimum – Rs.500/-)
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16.
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Collection of inward/outward cheques (out station)
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Upto Rs.10, 000/- - Rs.50
Above Rs.10, 000 to
Below Rs.100000 - Rs.100
Above Rs.1, 00,000 - Rs.150
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17.
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Collection of inward/ outward bills
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UptoRs.1000-Rs.25/-
1001-5000- Rs.50/-
5001-10000- Rs.70/-
10001-50000-Rs.80/-
50001& above-Rs.7/- per Rs.1000
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18.
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Return/Dishonor of cheques/bills
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1) Outstation Cheques – As per OBC collection charges. (Same as Serial No. 16)
2) Outstation bills- 50% of the collection charges (50% of serial No.17)
3) Local Cheques–
a) Return of Inward Instruments (Instrument received for payment, but returned to other Bank/Branch)
SB : Rs.50/-
CA/CC/OD :Rs.200/-
If the amount of the instrument is more than one lakh interest also will also be charges by system
b) Return of Outward Instruments (Lodged by customers for collection and returned to us by other branches/Bank)
SB : Rs.50/-
CA/CC/OD : Rs.100/-
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19.
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Remittance by Demand Draft/Pay Order
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Upto Rs.1000/- - Rs.15/-
Rs.1001-Rs.5000 – 20/-
Rs.5001 – 10000 - 25/-
Above 10001 - 2.25 Per 1000
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20.
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Issue of RBI / SBI cheque
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Upto Rs.1000/- - Rs.10/-
Rs.1001-Rs.5000 – 15/-
Rs.5001 – 10000 - 25/-
Above 10001 - 35/-
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21.
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Revalidation / Cancellation/ Issue of duplicate of DD/PO/RBI / SBI cheque
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Rs.50/- per instrument.
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Remittance (per day-without carry over limit)
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Account Type
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Amount
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Charges
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Limitations
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SB A/c
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Up to Rs 5000/-
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Free
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Maximum per day Rs 25000/- only
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Above Rs 5000/- to 25000/-
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Rs 50/-
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CA A/c, CC/OD A/c
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Up to Rs 25000/-
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Free
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Maximum per day Rs 100000/- only
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Above Rs.25000/- to 100000/- |
Rs 100/- |
Maximum per day Rs 100000/- only |
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Clearing Instruments (Local clearing)
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Account Type
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Amount
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Charges
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Limitations
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All Types of A/C
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At Base Branch
At Non Base Branch
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At par
50% of the prevailing MT Charges
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-
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Withdrawals (per day-without carry over Limit)
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Account Type
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Amount
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Charges
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Limitations
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All types of A/c
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Up to 25000/- only
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50% of prevailing MT charges
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Self cheque-Self Drawing -only
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Transfers
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Account Type
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Amount
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Charges
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Limitations
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For same A/c
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No Limit
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Free
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-
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For Other A/c
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No Limit
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AT PAR
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-
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2. ELECTRONIC PAYMENT PRODUCTS (RTGS/NEFT/ECS)
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Product
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Limitation
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Charges
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Inward RTGS/NEFT/ ECS transactions
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-
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-Nil-
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Outward RTGS transactions
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- above  2 lakhs to  5 lakhs
- above 5 lakhs |
- 25 per transaction
- 50 per transaction |
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Outward NEFT transactions
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-Upto 10,000
-Upto 1 lakh
-above 1 lakh to 2 lakhs
-above 2 lakhs
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- 2.50 per transaction ( Account holders: Free)
- 5 per transaction
- 15 per transaction
- 25 per transaction
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ECS Debit Returns- CA-Rs.150/-
SB-Rs.50/-
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3. PURCHASE/DISCOUNT OF CHEQUES/BILLS
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S.No
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TYPE OF SERVICE
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REVISED CHARGES
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4.1
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Cheques/DD drawn on bank
For others
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For first 10 days - Rs.5/- per Rs.1000/-
Over and above 10 days - PLR + 2 %
+ out of pocket expenses
For first 10 days - Rs.6/- per Rs.1000/-
Over and above 10 days - PLR + 2% + agency commission + out of pocket expenses
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| SERVICE CHARGES AND FEES EXCLUSIVE OF SERVICE TAX & EDUCATION CESS |
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4. Locker Service charges (per annum)
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Slno
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Locker Type
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Locker Size
(in Inches)
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Rural
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Semi Urban and Urban Branches
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Metro
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5.1
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A
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5*6*21
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Rs.500
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Rs. 750
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Rs.1000
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B
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6*7*21
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Rs.800
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Rs. 850
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Rs.1200
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2A
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5*13*21
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Rs.950
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Rs. 1000
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Rs.1500
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D
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7*9*21
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Rs.1000
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Rs. 1200
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Rs.2000
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2B
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6*16*21
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Rs.1200
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Rs. 2000
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Rs.2500
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4A
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11*13*21
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Rs.1300
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Rs. 2500
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Rs.3000
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2D
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7*20*21
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Rs.1300
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Rs. 3000
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Rs.3500
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4B
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12*16*21
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Rs.1400
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Rs. 4000
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Rs.5000
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2B1
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13*7*21
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Rs.1200
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Rs. 2000
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Rs.2500
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4D
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16*20*21
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Rs.1600
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Rs. 4500
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Rs.5500
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5.LVB International Debit Card
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Particulars
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Amount (in Rs.)
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Issuance Charges
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NIL
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Annual Fee*
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100.00
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Duplicate card charge
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200.00
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Duplicate Pin Mailer
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100.00
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International withdrawal charges (cash)
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100.00
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International balance enquiry charges
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25.00
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In addition to the above charges, applicable service taxwill be collected.
(*As a special case, at present first year annual fee is exempted)
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6. ADVANCES & Forex Transactions
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 Click here to view the charges |
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Name of the Credit Information Agencies
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Name of the
Bureau
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Name of the report
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Price per report
()
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CIBIL
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Consumer
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Consumer Credit Information Report
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33.00
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Consumer Credit Information Report
(CIBIL TU Score)
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19.80
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Consumer Credit Information Report
(PL Score)
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21.00
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Consumer Credit Information Report
(COMBO Score)
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28.56
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Commercial
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Commercial Credit Information Report
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700.00
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EQUIFAX
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Consumer
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Basic Consumer Credit Information Report
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23.00
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Enhanced Consumer Credit Information Report
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27.50
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At present, the applicable charges for generating credit reports are as follows: |
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TYPE OF SERVICE
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REVISED CHARGES
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POSTAL
Ordinary Post
Registered Post
Speed Post
Telegram/Telex/E-Mail
Fax
Courier
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Actual (Min.Rs.10/-)
Rs.35/-
Rs.50/-
Rs.75/-
Rs.100/-
Rs.25/-
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