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• Multicity savings bank account is named as “Lakshmi Power”.
• The savings bank product is meant for “ High Networth Individuals”. |
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| Details |
Charges |
| Average monthly balance |
Rs.3000/- |
Limit of Cash withdrawals
a) At base branch
b) Non Base Branch (only self withdrawals) |
No Limit
Rs.25000/- No third party withdrawal |
Collection of clearing cheques(Local)
a) At base branch
b) Non Base Branch |
Free of Charges
Free upto Rs.1,00,000/- p.m & thereafter Re.1/- per Rs.1000/- |
| Clearing cheque return charges for a)Inward clearing return b)Outward clearing return c)OCC(OBC) return |
Rs.50 + interest(PLR + 3.5%) Rs.15/- 50% of collection charges-minimum Rs.50 |
| Service Charges for outstation cheques drawn on centres(Where we have branches)given for collection a)At base branch b)At Non-base branch |
Rs.1.50 per Rs.1000 subject to minimum of Rs.10 per instrument + courier charges Rs.10/- per cheque |
| Outstation cheques drawn on centres(Where we are not having branches)given for collection at base as well as non-base branch |
Charges as above plus other Bank charges |
Limit of Cash Remittance
a) At base branch
b) At Non Base Branch |
No Limit
Free upto Rs.50000/-p.m at any branches.Thereafter Re.1/- per 1000/- |
| Service Charges for DD/PO |
DD upto Rs.25000/- free above that Rs.1.50 per 1000 with a minimum of Rs.25 per DD |
| Charges for payment between CBS branches. For clearing debits at Non base branches. |
Free upto Rs.25000 only.Beyond that Rs.50 upto Rs.1,00,000 per month.Above Rs.1 lac normal DD charges |
| Outward RTGS Remittance |
Upto Rs.5 Lakhs Rs.25/- per transaction Above Rs.5 Lakhs Rs.50 per transaction |
| Inward RTGS |
NIL |
| Other Charges: a)Cheque book b)Stop payment (Only at base branch) c)Statement of A/C Daily Weekly Fortnightly Monthly Duplicate Retrieval of old records |
Free Rs.25 per cheque per occasion Rs.30 per month Free Free Free Rs.5 per sheet Rs.25 per cheque/record per occasion |
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