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| Lakshmi Savings Gold account offers special privileges to our customers who maintain an Average Monthly Minimum Balance of Rs. 20,000 and above. |
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- No limit for cash withdrawals at the base Branch (branch where account is opened)
- Rs. 1 Lac withdrawal per day at other branches (Self withdrawal only)
- No collection charges for Outstation cheques drawn on LVB Center
- Charges as per existing rules for collection of Outstation cheques drawn on non LVB centre.
- For Inward Clearing, charges at Rs. 100 per cheque in case of cheque returned due to Insufficient Funds
- For Outward Clearing, no charges cheques returned
- No charges for Demand Draft/ Pay Order up to any amount
- Charges for Collection of Outstation Cheques returned given at base and non-base branches as per existing rules
- Free Cash Remittance at base branch
- In case of Cash Remittance at non-base branches, free up to Rs. 50,000 and Re 1 per Rs 1000 there after
- A charge of Rs. 100 per month is applicable in case of non-maintenance of minimum balance
- No charges for remittance through RTGS/ NEFT
- Instant credit up to Rs. 20,000 per occasion
- Free duplicate pass book
- Free Standing Instructions
- Free Stop Payment
- ATM Card – Free cash withdrawal at our ATMs as well as Cash Tree,NFS & BANCS ATMs
- Free Net Banking facility
- Free multi-city cheques
- Free Monthly statement of account via e-mail
- Free SMS Alert
- Free Personal Accident Insurance Cover (Death Risk) of Rs. 2 Lac (renewable every year) for the First person alone
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- As per our existing Savings Bank Account norms for Individuals
- Average Monthly Minimum Balanceof Rs. 20,000.
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