§ No limit for cash withdrawals at the base Branch (branch where account is opened)
§ Cash withdrawal at non-base branches - Rs.100000 limit per day, of which Rs.50000 free thereafter Rs.2/1000 with a min. of Rs.20/- per Txn (only self-withdrawals)
§ No collection charges for Outstation cheques drawn on LVB Centre
§ Charges as per existing rules for collection of Outstation cheques drawn on non LVB centre.
§ For Inward Clearing, charges at Rs.100 per cheque in case of cheque returned due to Insufficient Funds
§ For Outward Clearing, charges at Rs.25 per instrument for Outward Clearing cheques returned
§ No charges for Demand Draft/ Pay Order up to any amount
§ Charges for Collection of Outstation Cheques returned given at base and non-base branches as per existing rules
§ Free Cash Remittance at base branch (Cash handling charges levied – Free up to 10 sections per day thereafter Rs.5 per section)
§ In case of Cash Remittance at non-base branches, free up to Rs.25,000 thereafter Re.1 per Rs.1000. With a minimum of Rs.10 per Txn
§ A charge of Rs.50 per month is applicable in case of non-maintenance of minimum balance
§ No charges for remittance through RTGS/ NEFT
§ Instant credit up to Rs. 20,000 per occasion only at base branch. Out of pocket charges will be collected, if any.
§ ATM Card – Free cash withdrawal at our ATMs.
§ Free VISA International Debit Card (A nominal charge of Rs.100 will be levied from second year onwards as annual fee)
§ Free Net Banking facility
§ Free multi-city cheques
§ Free Monthly statement of account via e-mail
§ Free SMS Alert
§ Free Personal Accident Insurance Cover (Death Risk) of Rs.1 Lac (renewable every year) for the First account holder.