Lakshmi Savings Gold

 Lakshmi Savings Gold account offers special privileges to our customers who maintain an Average Monthly Minimum Balance of Rs. 10,000 and above.

Salient Features

• No limit for cash withdrawals at the base Branch (branch where account is opened)
• Rs. 50,000 withdrawal per day at other branches (Self withdrawal only)
• No collection charges for Outstation cheques drawn on LVB Center
• Charges as per existing rules for collection of Outstation cheques drawn on non LVB centre.
• For Inward Clearing, charges at Rs. 100 per cheque in case of cheque returned due to Insufficient Funds
• For Outward Clearing, charges at Rs. 25 per instrument for Outward Clearing cheques returned
• No charges for Demand Draft/ Pay Order up to any amount
• Charges for Collection of Outstation Cheques returned given at base and non-base branches as per existing rules
• Free Cash Remittance at base branch
• In case of Cash Remittance at non-base branches, free up to Rs. 25,000 and  Re 1 per Rs 1000 there after
• A charge of Rs. 50 per month is applicable in case of non-maintenance of minimum balance
• No charges for remittance through RTGS/ NEFT
• Instant credit up to Rs. 20,000 per occasion only at base branch. Out of pocket charges if any collected.
• ATM Card – Free cash withdrawal at our ATMs as well as Cash Tree,NFS & BANCS ATMs
• Free Net Banking facility
• Free multi-city cheques
• Free Monthly statement of account via e-mail
• Free SMS Alert
• Free Personal Accident Insurance Cover (Death Risk) of Rs. 1 Lac (renewable every year) for the First person alone

• As per our existing Savings Bank Account norms for Individuals
• Average Monthly Minimum Balance of Rs. 10,000.