|
NATURE
|
RATE OF INTEREST
|
|
|
|
|
|
|
NORMAL
|
SENIOR CITIZEN
|
RURAL
|
SEMI URBAN
|
URBAN
|
|
ACCOUNT
|
|
|
|
|
|
|
1.Savings Bank A/c
|
|
|
|
|
|
|
A. Domestic
|
|
|
|
|
|
|
a. With cheque book facility
|
3.50%
|
3.50%
|
500
|
500
|
500
|
|
b. Without cheque book facility
|
3.50%
|
3.50%
|
100
|
100
|
100
|
|
c. No frills account
|
3.50%
|
3.50%
|
10
|
10
|
10
|
|
B.Non resident
|
|
|
|
|
|
|
a.NRO
|
3.50%
|
3.50%
|
|
|
|
|
b.NRE
|
3.50%
|
3.50%
|
|
|
|
|
|
|
|
|
|
|
|
2.Term deposits
|
|
|
|
|
|
|
A.DOMESTIC
|
RATE OF INTEREST
with effect from 18/11/2009
|
|
|
|
|
Term deposits(All Maturities)
|
|
SENIOR CITIZEN |
|
|
|
|
15-29 Days
|
3.25%
|
3.25%
|
|
|
|
|
30-45 Days
|
3.75%
|
3.75%
|
|
|
|
|
46-90 days
|
4.25%
|
4.25%
|
|
|
|
|
91-180 days
|
5.25%
|
5.25%
|
|
|
|
|
181-270 days
|
5.75%
|
5.75%
|
|
|
|
|
271-364days
|
|
6.25%
|
|
|
|
|
1year-less than 2 years
|
|
7.50%
|
|
|
|
|
2years-less than 3 years
|
7.25%
|
8.00%
|
|
|
|
|
3 years-less than 5 years
|
|
8.50%
|
|
|
|
|
5 years & above
|
7.00%
|
7.75%
|
|
|
|
|
|
|
|
|
|
|
|
Deposit
|
Regular |
Senior Citizen |
|
Lakshmi Tax Saver Deposits - w.e.f 18.11.09
|
7.75% |
8.50% |
|
Deposit
|
Interest Rate |
Amount Payable on Maturity |
|
Lakshmi Lakhpathy Recurring Deposits - w.e.f 18.11.09 ; Duration 84 months @ Rs.1000/- per month.
|
7.00% |
Rs. 1,07,401/- |
|
|
|
|
a.NRO(All maturities)
|
Same as Domestic
|
|
|
|
|
|
b.NRE(All Maturities) with effect from 01.02.2010
|
|
1 year to below 2 years
|
2.60%
|
|
|
|
|
|
2 years to below 3 years
|
2.91%
|
|
|
|
|
|
3 years & above
|
3.53%
|
|
|
|
|
|
|
|
|
|
|
|
|
RATE OF INTERESTwith effect from 01.02.2010
|
|
|
1year &above but<2years
|
2years&above but<3 years
|
3year &above but<4years
|
4year &above but<5years
|
For 5 years(Maximum)
|
|
C.FCNR(B)
|
|
|
|
|
|
|
1. USD
|
1.85
|
2.16
|
2.78
|
3.29
|
3.71
|
|
2.GBP
|
2.26
|
2.75
|
3.36
|
3.81
|
4.14
|
|
3.EUR
|
2.20
|
2.68
|
3.08
|
3.37
|
3.63
|
|
4.CAD
|
|
|
|
|
|
|
5.AUD
|
|
|
|
|
|
| JAPANESE YEN NO INTEREST FOR ANY MATURITY |
| |
RATE OF INTEREST%(P.A)
|
|
|
|
|
| |
1 month to < 6 months
|
6 months to < 1 year
|
1 year
|
|
|
|
D.RFC
|
|
|
|
|
|
|
1. USD
|
0.05 |
0.05 |
0.50 |
|
|
|
2.GBP
|
0.10 |
0.40 |
0.50 |
|
|
|
3.EUR
|
0.05 |
0.50 |
0.50 |
|
|
| RFC SB : US DOLLARS - 0.05% |