Lakshmi Vilas Bank

Bajaj Allianz General Insurance Company was amongst the first private insurance players to enter into the health insurance domain. Today; six years since inception, we have the widest range of health insurance products and are the market leaders in health amongst all the private insurance companies.Our health insurance product line has been carefully designed to cater to all insurable health needs.

We have set up our own Health Administration Team comprising doctors, nurses, paramedical staff and experienced health insurance claim specialists who work 24X7 along side a dedicated health insurance call centre to provide our customers with uninterrupted, dependable and quick service.

The Health Administration Team has tied up with over 2000 hospitals spread across 407 towns through which cashless facilities can be availed. We have also tied up with 700 diagnostic centres spread across 319 towns through which pre policy check ups are facilitated. Being a Bajaj Allianz health insurance customer also carries a no. of privileges:

We have tied up with over 400 Apollo pharmacy centres through which customers can make purchases at specially discounted rates.

Our customers can avail of special rates on dental treatments taken at "Corporate Dental Practices", which has a network of dentists spread across the country. For more information, log on to www.corporatedentalpractices.com

We also facilitate an expert second medical opinion for our customers. This service is provided at extra cost.

The Health Guard product was designed as a substitute of the public sector mediclaim with added features which include cover of pre existing diseases on completion of 4 claim free years and sum insured available up to Rs.10 lacs. This policy can be renewed till the insured attains 70 years of age

This unique policy is designed to cater to the health insurance needs of persons between 46 to 75 years of age. Silver Health policy not only provides health insurance but also covers pre-existing diseases from the second year of the policy. This is the only policy of its kind available in the market today.

Critical Illness The greatest fear of every bread winner is leaving behind a family without financial resources in the event of untimely death. While life insurance policies address this fear, there is an equally grave concern; what becomes of a family whose bread winner is permanently incapacitated due to critical illness and need large sums of money to meet ongoing medical expenses and at the same time take care of the family's financial survival. The Critical Illness policy addresses this very issue; a policy that covers the insured against 10 major dreaded diseases. A lump sum amount is paid to the insured in case he/she contracts any of the listed diseases and survives 30 days thereafter. The premium charged is the lowest in the market and very nominal considering the extent of coverage which is the widest cover available compared to similar products sold by other insurers.

This is a benefit policy in which, a fixed amount is paid to the insured in the event of hospitalisation for each day of hospital confinement. The daily allowance ranges from Rs. 500/- to Rs. 2,500/- per day. The policy helps take care of incidental expenses such as loss of pay and exogenous expenses that a family usually incurs when a loved one is hospitalised. It can be purchased either stand alone or in conjunction with a Health Guard policy.

Personal Guard covers the risk of death or injury due to accidents. This policy pays the family of the insured a fixed amount in the event of the death of the insured due to an accident. Add on benefits which cover permanent total disability, permanent partial disability, partial total disability, medical expenses, children's education bonus and hospital confinement can be opted for additionally under this policy.

Asset Insurance | Health Insurance | Rural Insurance