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 Click here to Pay Your Loan Installment Amount
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Bank’s Benchmark Prime Lending Rate (BPLR) is 17.25% p.a.
effective from 01.08.2011
Base Rate of our Bank is 11 % p.a with effect from 29.11.2011
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The MSME loan applicants may down load the MSME application from our website and submit the filled in application along with all required documents/ supportive papers which are necessary for processing the application, at the nearest Lakshmi Vilas Bank Branch. The branch will be issuing an acknowledgement with running serial No. on submission of the MSME application. The branch will be updating the status through SMS/email if the mobile/email ID is provided. The applicant can also ascertain the status from the base branch where the application is submitted.
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- Click here to view the list of MSME clusters and major activities
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| This is a convenient loan scheme designed for the trading community for quick and hassle free loans to meet their financial needs. Lakshmi Business Credit can be availedby all kinds of traders such as Department stores, Wholesalers, Retailers, Distributors, Jewelers and Grocery Merchants etc. ..... |
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| Individuals and HUFs (operating through Kartas) with sufficient income and who can produce satisfactory proof of such income by way of salary certificates, Income Tax certificates etc.can avail loans under the scheme. ....... |
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| For subscribing to the initial public offering of the companies. ...... |
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| Borrowers may utilize the loan facility to meet their personal expenditure requirements for investments or for general corporate purposes. ........ |
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Salaried persons who are permanent employees of:
- State/Central Government
- Public SectorUndertakings/Corporations
- Private Sector Companies of Repute
- Reputed Establishments .......
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| To meet personal and domestic expenses, make fresh investments including tax- planning investments, pay income tax, invest in business, etc. ....... |
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| To meet the personal/agricultural/business requirements of Individuals, Business entities, etc. |
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| To meet expenses connected with the pursuit of higher secondary education, specific courses of study at recognized institutions, including professional/job-oriented courses, which offer reasonable opportunity for employment..... |
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Purpose: For working capital requirements or for purchase of machinery/equipments required for the business. Eligibility: Individuals or Proprietorship concerns engaged in small trade or small business, Commission agents, etc., are eligible for finance under the scheme.
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For purchase of new Commercial Vehicles including oil tankers, LPG bullet tankers, multi-axel vehicles, passenger vehicles, buses, Rig Units, JCB, Bulldozers, Road Rollers, Poclain Unit, Harvesters and other earth movers, etc.
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