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| To meet the personal/agricultural/business requirements of Individuals, Business entities, etc. |
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| The product is available as Overdraft against pledge of gold jewels. |
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- Minimum: Rs.0.50 Lacs. Maximum: Rs.5.00 to 50.00 Lacs.
- Based on the advance value per gram of gold as fixed by the Bank from time to time in respect of jewel advances and due appraisal by the Bank appraiser.
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| Pledge of gold ornaments. |
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Agri. Purpose : Base Rate + 1% (PER: 12.00% p.a.)
Non-Agri. Purpose : Base Rate + 4% (PER: 15.00% p.a.)
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| Continuation of facility based on annual review |
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| 0.50% of the limit sanctioned, subject to a minimum of Rs.100/-. |
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| All branches extending jewel advances |
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