Lakshmi Vilas Bank

LAKSHMI CURRENT SUBHAM ACCOUNT
Eligibility		All as per existing Current Account norms
S. No.	Features	Particulars
1	Average Monthly Minimum Balance(AMMB)	Rs.20,000/-
2	Cash Remittance
	a. at home branch	No Ceiling on remittance amount. [Note:Upto 10 sections - Free per day,there after Rs.5/- per section]
	b. at Non base Branches	Upto Rs. 30000/- per day-Free Above 30000 to Rs.3 lacs per day : Re.1/1000 Above Rs.3 lacs per day : Rs.2/1000 is to be collected
3	Cash Withdrawal
	a. at home branch	No Ceiling.
	b. at Non base Branches	Free up to Rs.50000/- per day (including Cash and transfer).No Third party Withdrawals.
4	Inward Clearing Charges
	a. at home branch	Free
	b. at Non base Branches	Free up to Rs.10 Lakhs per month, there after Rs.1/- per Rs.1000/-.
5	Outward Clearing Charges
	a. at home branch	Free
	b. at Non base Branches	Free up to Rs.10 lakhs in a month. If exceeds for every additional Rs. 1 lakh- charges Rs.50/-.
6	Outstation Collection Charges (OCC - Outward Cheque for Collection)	Upto Rs.10,000/- :Rs.50 Above Rs.10,000/-to Rs.1,00,000/- :Rs.100 Above Rs.1,00,000 - :Rs.150
7	Inward Clearing return Charges
	a. at home branch	With the minimum of Rs.100/- per cheque
	b. at Non base Branches	With the minimum of Rs.100/- per cheque
8	Outward Clearing return Charges
	a. at home branch	Rs.10/- per cheque
	b. at Non base Branches	Rs.10/- per cheque
9	OBC/OCC cheque return charges	Upto Rs.10,000/- :Rs.50 Above Rs.10,000/-to Rs.1,00,000/- :Rs.100 Above Rs.1,00,000/- Rs.150
10	DD/B.C (PO) Charges	Free up to Rs.50 lakhs per month. There after Rs.2.25 per Rs.1000/-.
11	Charges for non-maintenance of Average Monthly Minimum Balance	Rs.500/- per month
12	RTGS/NEFT Charges	RTGS – Outward Transaction only • Rs.1 Lakh to Rs.5 Lakhs–Rs.25/- per transaction. • Above 5 Lakhs –Rs.50/- per transaction. NEFT – Outward Transaction only • Upto Rs.1 lakh -Rs.5/- per transaction
13	Others	Multicity cheque Book -cost Rs. 2/- per leaf.
		Statement of Account through E Mail Free (once in a month. ie. last day only)
		Free ATM Card - only for Individual / proprietory concerns
		SMS Alerts -Rs.10,000/-& above(DR/CR) - free
		Net Banking Facility – Free
		Standing Instruction –Within the bank Free.

Help Line No (Toll Free)
		1800 - 425 - 2233

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