| LAKSHMI CURRENT KRUPA ACCOUNT |
| Eligibility |
All as per existing Current Account norms |
| S.No |
Features |
Particulars |
| 1 |
Average Monthly Minimum Balance(AMMB) |
Rs.50,000/- |
| 2 |
Cash Remittance |
|
| a. at home branch |
No Ceiling. [Note:Upto 10 sections - Free per day, there after Rs.5/- per section] |
| b.at Non base Branches |
Upto Rs. 40000/- per day-Free
Above 40000 to Rs.4 lacs per day : Re.1/1000
Above Rs.4 lac per day : Rs.2/1000 is to be collected.
|
| 3 |
Cash Withdrawal |
|
| a. at home branch |
No Ceiling.
|
| b. at Non base Branches |
Free up to Rs.50000/-per day (including Cash and transfer). No Third Party Withdrawals.
|
| 4 |
Inward Clearing Charges |
|
| a. at home branch |
Free |
| b. at Non base Branches |
Free up to Rs.15 Lakhs free per month there after Re.1/- per Rs.1000/-. |
| 5 |
Outward Clearing Charges |
|
| a. at home branch |
Free |
| b. at Non base Branches |
Free up to Rs.15 lakhs in a month. If exceeds Rs.50/- for every additional Rs.1 lakh |
| 6 |
Outstation Collection Charges (OCC - Outward Cheque for Collection) |
Upto Rs.10,000/- :Rs.50
Above Rs.10,000/-to Rs.1,00,000/- :Rs.100
Above Rs.1,00,000 - :Rs.150 |
| 7 |
Inward Clearing return Charges |
|
| a. at home branch |
With the minimum of Rs.100/- per cheque |
| b. at Non base Branches |
With the minimum of Rs.100/- per cheque |
| 8 |
Outward Clearing return Charges |
|
| a. at home branch |
Rs.10/- per cheque |
| b. at Non base Branches |
Rs.10/- per cheque |
| 9 |
OBC/OCC cheque return charges |
Upto Rs.10,000/- :Rs.50
Above Rs.10,000/-to Rs.1,00,000/- :Rs.100
Above Rs.1,00,000 - :Rs.150 |
| 10 |
DD/B.C (PO) Charges |
Free up to Rs.100 lakhs per month. There after Rs.2.25 per Rs.1000/-. |
| 11 |
Charges for non-maintenance of Average Monthly Minimum Balance |
Rs.750/- per month. |
| 12 |
RTGS/NEFT Charges |
RTGS – Outward Transaction only
• Rs.1 to Rs.5 Lakh–Rs.25/- per transaction.
• Rs.5Lakh & above–Rs.50/- per transaction.
NEFT – Outward Transaction only
• Upto 1 lakh-Rs.5/- per transaction |
| 13 |
Others |
Multicity cheque Book -cost Rs. 2.00 per Leaf |
| Statement of Account through E Mail Free (once in a month ie., last day only) |
| Free ATM Card - only for Individual / proprietory concerns |
| SMS Alerts -Rs.10,000/- & above (DR/CR) - free |
| Net Banking Facility – Free |
| Standing Instruction –Within the bank Free |