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- Quick processing.
- Minimum formalities.
- Operational Convenience.
- Competitive interest rates.
- Against security of stock and book-debts/ immovable property/ NSC / KVP / LIC Policies/ Deposits in LVB.
- Suitable for traders with good track record.
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- Individuals
- HUFs
- Proprietorship/partnership (both registered and unregistered)
- Private/public limited companies and other legally permissible entities.
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- Base Rate + 3.25% to 3.75% (PER: 14.25% p.a. to 14.75% p.a.)
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Available either as
- Demand Loan - Repayable in monthly installments
- Secured Overdraft - Renewable every year
- Combination of both
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