Sl. No.

Loan facility/product

Interest Rate

1.

Lakshmi Kisan Credit Card (LKCC)
(Includes Crop Loan & Term Loan components)

Loan facilities:
Up to Rs.1.00 lac: Base Rate + 0.90% (PER: 11.85 % p.a.)
Above Rs.1.00 lac to Rs.2.00 lacs: Base Rate + 1.40% (PER: 12.35% p.a.)
Above Rs.2.00 lacs to Rs.20.00 lacs: Base Rate + 1.65% (PER: 12.60% p.a.)
Above Rs.20.00 lacs to 100 lacs:
Base Rate + 1.90% (PER: 12.85% p.a.)

2.

Agriculture Cash Credit (ACC)

Loan facilities:
Up to Rs.1.00 lac: Base Rate + 0.90% (PER: 11.85 % p.a.)
Above Rs.1.00 lac to Rs.2.00 lacs: Base Rate + 1.40% (PER: 12.35% p.a.)
Above Rs.2.00 lacs to Rs.20.00 lacs: Base Rate + 1.65% (PER: 12.60% p.a.)
Above Rs.20.00 lacs to 100 lacs:
Base Rate + 1.90% (PER: 12.85% p.a.)

3. 
Agri Crop Loans (ACL)
(Short term & Long terms Crop Loans)

Loan facilities:
Up to Rs.1.00 lac: Base Rate + 0.90% (PER: 11.85 % p.a.)
Above Rs.1.00 lac to Rs.2.00 lacs: Base Rate + 1.40% (PER: 12.35% p.a.)
Above Rs.2.00 lacs to Rs.20.00 lacs: Base Rate + 1.65% (PER: 12.60% p.a.)
Above Rs.20.00 lacs:
Base Rate + 1.90% (PER: 12.85% p.a.)

4. 
Agri Term Loans (ATL)
(Medium & Long Term Loans repayable in monthly/Quarterly/Half yearly/Annual Installments)

Loan facilities:
Up to Rs.1.00 lac: Base Rate + 0.90% (PER: 11.85 % p.a.)
Above Rs.1.00 lac to Rs.2.00 lacs: Base Rate + 1.40% (PER: 12.35% p.a.)
Above Rs.2.00 lacs to Rs.20.00 lacs: Base Rate + 1.65% (PER: 12.60% p.a.)
Above Rs.20.00 lacs:
Base Rate + 1.90% (PER: 12.85% p.a.)

5. 
Direct Goods Loans / WHRs Loans
(To farmers & Firms /Corporates engaged in Agri & Allied activities)

Agri:
Up to Rs.50.00 lacs: Base Rate + 0.90% (PER: 11.85 % p.a.)
NonAgri:
Above Rs.50.00 lacs:
Base Rate + 1.40% (PER: 12.35% p.a.)

6.

Jewel Deposit Loan (JDL Scheme) 
JDL Agri Maximum of 15 no. of loans per borrower 
Maximum of Rs.10.00 lacs per borrower 
At base rate (PER 10.95% p.a) 
JDL (NonAgri) 
Maximum of Rs.10.00 lacs per borrower 
Base Rate + 1.25% (PER 12.20% p.a) 
7.

Lakshmi Gold Power (LGP) scheme

LGP (Agri)

Maximum of Rs.10.00 lacs per borrower 
Base Rate + 1.00% (PER 11.95% p.a) 
LGP (NonAgri) 
Maximum of Rs.10.00 lacs per borrower 
Base Rate + 2.25% (PER 13.20% p.a) 
8. 
Lakshmi Commodity Power (LCP) Scheme
(Loans to farmers against pledge of WHRs issued by collateral manager's, where the farmers stores their Agri. Commodity/produces in ware houses) 
LCP (Agri) 
Upto Rs. 50.00 lacs 
At Base rate (PER 10.95% p.a) 
LCP (NonAgri) 
Above Rs.50.00 Lacs 
Base Rate + 0.50% (PER 11.45% p.a) 
9. 
Loans for construction of storage facilities (warehouses, market yards, godowns,gold storage to store agriculture produce/products irrespectiveof their location)

Agri:
Up to an aggregate sactioned limit of Rs.100.00 crores per borrower: Base Rate + 1.90% (PER: 12.85 % p.a.)

10. 
Loans to Micro Finance Institutions (MFIs) 
Irrespective of the loan amount:
Base Rate + 1.90% (PER 12.85% p.a) 
11. 
Loans to SHGs/JLGs (Directly engaged in Agriculture and Allied Activities) 
Irrespective of the loan amount:
Base Rate + 1.90% (PER 1.85% p.a) 