Send SMS as “LVBDOWNLOAD” to “ 9282441155 “. URL will be received in SMS to download the Handy Pay application. Select the exact handset/mobile make, exact model and download the HandyPay application.[ Click here to view the list of Mobile Handsets/Models, eligible to download the HandyPay application ]

Home Screen for HandyPay Application

The Home screen is designed to display the Bank’s logo with the goddess Lakshmi. The menus available in the home screen are

1.     IMPS

2.     Railway Ticket Booking

3.     Air Ticket Booking

4.     Movie Ticket Booking

 Click here to view the Demo

1.     Remitter transfers funds to the beneficiary using either the downloaded  and activated mobile banking application on your mobile phone or the following SMS syntax and send to

9282441155

IMPS <Beneficiary Mobile Number> <Beneficiary MMID> <Amount>

Example of the SMS is as follows:

IMPS 9812345678 9000000 1000

9812345678 - Beneficiary Mobile Number (10 Digit)

9000000 – Beneficiary MMID (7 Digit)

1000 - Amount to be remitted

2.     Outbound Interactive Voice Response (IVR) is initiated by our bank to obtain MPIN from remitter.

3.     Remitter enter his/her MPIN

4.     On Successful validation, account is debited and the amount is credited to beneficiary.

5.     Remitter has to check the confirmation SMS for debit of his/her account and credit to beneficiary account.

This facility can be used in any mobiles irrespective of service provider and the hand set model/brand. 

Presently we are providing this facility free of cost. Hence there is no Registration and Transaction charges at present.

SMS Charges:  normal SMS charges applicable

Maximum No. of transactions per day : 5 (Five)

Maximum Transaction amount per day is  Rs. 50,000/-