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| Implementation of Financial Inclusion by extending Banking Services through Business Correspondent & Business Facilitators (BFs)
In January 2006, the Reserve Bank of India issued a new set of guidelines allowing banks to employ two categories of intermediaries –
(1) Business Correspondents (BCs)
(2) Business Facilitators (BFs)
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| Business Correspondents are permitted to carry out transactions on behalf of the bank as agents. The Business Facilitators can refer clients, pursue the clients’ proposal and facilitate the bank to carry out its transactions, but do not transact on behalf of the bank. |
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Branch Name
|
Name of the Village
|
Name of Customer Service Point (CSP)
|
Contact Number
|
Type of services provided
|
|
Alathur
|
Mahadevapuram
|
K.Singaravadivel
|
9965866409/
9942154231/
9865349809
|
BSBDA
|
|
Vadugankuthagai
|
K.Singaravadivel
|
9965866409/
9942154231/
9865349809
|
BSBDA
|
|
Ambilikai
|
Sindalapatti
|
R.Karthikeyan
|
8489731056
|
BSBDA
|
|
Anbil
|
Jangamarajapuram
|
P.Sarojini
|
9865137764
|
BSBDA
|
|
Mangamalpuram
|
P.Sarojini
|
9865137764
|
BSBDA
|
|
Arakandanallur
|
Nerkunam
|
P.Babulingam
|
9943072117
|
BSBDA
|
|
Anthili
|
S.Kamalakannan
|
9942242433
|
BSBDA
|
|
Devanur
|
P.Murali
|
9865826094
|
BSBDA
|
|
Aranthangi
|
Kulathur
|
S.MURUGESU
|
9865047676/
8608782636
|
BSBDA
|
|
Puduvakottai
|
S.Murugesu
|
9865047676
|
BSBDA
|
|
Ariyalur
|
Venkitakrishnapuram
|
P.Revathi
|
9786192574
|
BSBDA
|
|
Arni
|
Nesal
|
R.Ravisankar
|
9443263772
|
BSBDA
|
|
Avalpoondurai
|
Velampalayam
|
C.SUBRAMANI
|
9965737122
|
BSBDA
|
|
Balasamudram
|
Arasalur
|
Saravanan
|
9865633080
|
BSBDA
|
|
Tholurpatty
|
E.Manjula
|
9965315815
|
BSBDA
|
|
Bargur
|
Mallapadi
|
C.Vajjiravel
|
9884958443
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BSBDA
|
|
Bandaseemanur
|
C.Vadivel
|
9442778281
|
BSBDA
|
|
Bhuvanagiri
|
B.Sitheri
|
D.Vasudevan
|
9443839642/
9750104258
|
BSBDA
|
|
Melamanakudi
|
D.Vasudevan
|
9443839642/
9750104258
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BSBDA
|
|
Nathamedu
|
D.Vasudevan
|
9443839642/
9750104258
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BSBDA
|
|
Chinnadarapuram
|
Soodamani
|
Sangarappan
|
9786492731
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BSBDA
|
|
Gopalpatti
|
Anjukulipatty
|
J.Jeyaseelan
|
9003305691
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BSBDA
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|
Iyyampalayam
|
Bodikamanvadi
|
R.Anandhu
|
9786892138
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BSBDA
|
|
Idayakottai
|
Kollapatti
|
M.Devi
|
9943918148
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BSBDA
|
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Valayapatti
|
P.Thangavel
|
9965004679
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BSBDA
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|
Kadampuliyur
|
Semakottai
|
Rajavennyar
|
9788391464 /
9842192762
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BSBDA
|
|
Kallakuruchi
|
Manmalai
|
A.Rajendiran
|
9688605500
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BSBDA
|
|
Thachur
|
R.Radhadevi
|
8098629708
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BSBDA
|
|
Kandili
|
Narasampatti
|
R.Jayaprakash
|
9443543324
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BSBDA
|
|
Kattuputhur
|
Pidara Mangalam
|
V.Arumugam
|
9865875160
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BSBDA
|
|
Kaduvetty
|
N.Ravichandran
|
9443645087
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BSBDA
|
|
Kattugudalur
|
IRUPPU
|
Sridharan
|
9600660644
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BSBDA
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|
VISUR
|
Ashokan
|
9159319145
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BSBDA
|
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Kaveripattinam
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Karadihalli
|
K.Thenmozhi
|
8056990286
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BSBDA
|
|
Thatarahalli
|
T.M.Ramesh
|
9047479669
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BSBDA
|
|
Kurumbapatti
|
Sendamangalam (East)
|
Ponnisamy
|
9003458136
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BSBDA
|
|
Sendamangalam (West)
|
John Brito
|
9788057607
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BSBDA
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|
Lalgudi
|
Adi Kudi
|
T.Dharmar
|
7402479826
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BSBDA
|
|
Mettupatti
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T.Dharmar
|
7402479826
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BSBDA
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|
Madukkur
|
Pulavanji
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A.Vijayalakshmi
|
9791524334
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BSBDA
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|
Karuppur
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A.VIJAYALAKSHMI
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9791524334
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BSBDA
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|
Manamedu
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Mullipadi
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B.Kokila
|
9940761373
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BSBDA
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|
Alagarai
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P.SARAVANAN
|
9943886861
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BSBDA
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|
Muthur
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Velampalayam
|
S.Jaganathan
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8760972424 / 9500580717
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BSBDA
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|
Mathur
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Sivampatti
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Selvarani
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9944359045
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BSBDA
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|
Mahadanapuram
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Kammanallur
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Veeramani
|
9842075933
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BSBDA
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|
Mannargudi
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Kailasanathakoil
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S.Karunanithi
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9442768020
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BSBDA
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Marandahalli
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Chickathoranapettam
|
R.SATHISHKUMAR
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8122943045
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BSBDA
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|
Samanur
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R.SATHISHKUMAR
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8122943045
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BSBDA
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|
Mayiladuthurai
|
Thirumangalam
|
J.Venkat Raman
|
9486383338
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BSBDA
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|
Kadakkam
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K.Brinda
|
9751732494
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BSBDA
|
|
Kaduvangudi
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T.Kuzhadhaivel
|
9159833380
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BSBDA
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Moolangudi
|
Punavasal
|
S.Parvathy
|
8940882201
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BSBDA
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|
Vengaramperaiyur
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S.Parvathy
|
8940882201
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BSBDA
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|
Muthugapatti
|
Kondamanaickenpatty
|
K.Matheswaran
|
9442926149/
9976537841
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BSBDA
|
|
Muthupettai
|
Keelanammankurichi
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P.Mariyadoss
|
8940598871
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BSBDA
|
|
Mangal
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P.Mariyadoss
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8940598871
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BSBDA
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|
Melanammankurichi
|
P.Mariyadoss
|
8940598871
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BSBDA
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|
Vadakadu
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P.Mariyadoss
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8940598871
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BSBDA
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Nathakadaiyur
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Palayakottai
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R.Poongodi
|
9842941234
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BSBDA
|
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Mullipuram
|
M.Arun Kumar
|
9842080009
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BSBDA
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|
Neyveli
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Ammeri
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M.Venkatesa Perumal
|
9791896002
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BSBDA
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|
Koonankurichi
|
M.Venkatesaperumal
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9791896002
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BSBDA
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|
Oddanchatram
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Arassappapillaipatti
|
S Ramesh kumar
|
9442044955
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BSBDA
|
|
Olapalayam
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Patchapalayam
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Kumaran
|
9976448449
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BSBDA
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|
Veeracholapuram
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S.Mythili
|
9095481010
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BSBDA
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|
Palacode
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Mothukulahalli
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N.Prathab
|
9994568182
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BSBDA
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|
Panruti
|
Purangani
|
Palanivel
|
9626846495
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BSBDA
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|
Periyakattupalayam
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S.Seetha
|
9791696247
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BSBDA
|
|
Papanasam
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Gopurajapuram
|
A.Prabakaran
|
8870837817
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BSBDA
|
|
Arumanallur
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P.ANJAMMAL
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9159674726
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BSBDA
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Thirumandangudi
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P.ANJAMMAL
|
9159674726
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BSBDA
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|
Papanad
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Nemilithippiakudi
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U.Poovazhaki
|
9786847324
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BSBDA
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|
Poiyundarkudikadu
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T.Manis
|
9003827423
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BSBDA
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|
Pattukottai
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Kalugapulikkadu
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S.Raja
|
7373735307
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BSBDA
|
|
Ponnavarayankottai
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J.Jembulingam
|
9443211212
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BSBDA
|
|
Podakudy
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Sekarai
|
S.Mallika
|
9750611438
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BSBDA
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|
Perambalur
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Alambadi
|
R. Devi
|
9944850145
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BSBDA
|
|
Pennagaram
|
Kukuttamarthahalli
|
Ambika
|
8903900834
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BSBDA
|
|
Beyal
|
Dhandayuthapani
|
9843348141
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BSBDA
|
|
M.N.Palayam
|
Mettunasuvampalayam
|
S.Selvaraj
|
9940895058
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BSBDA
|
|
Sankarapuram
|
Kidangudaiyambattu
|
C.Subathra
|
8883882411
|
BSBDA
|
|
Timmanandal
|
C.Subathra
|
8883882411
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BSBDA
|
|
Sattur
|
Soorankudi
|
B.Samundeeswari
|
9566491523
|
BSBDA
|
|
Banduvarpatti
|
K.Visuvasam
|
9600330317
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BSBDA
|
|
Sivakasi
|
Vadapatti
|
K.Krishnamurthy
|
9943627335
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BSBDA
|
|
Sundarapandiam
|
Ramachandrapuram
|
M. Muthuvel
|
9994752271 / 9942457866
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BSBDA
|
|
Thulukkapatti
|
P.Thurgaiyandi
|
9566759047
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BSBDA
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Thirukkadaiyur
|
Killiyur
|
S Kavitha
|
9626557340
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BSBDA
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|
T manalmedu
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E.Poonguzhali
|
9159815892
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BSBDA
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|
Thiruvidaikzhi
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S.Kavitha
|
9626557340
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BSBDA
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|
Thirukattuppalli
|
Paiamanery
|
K.Rajinikanth
|
9659282110
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BSBDA
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|
Maikkelpatti
|
Kalaimani
|
9578494926
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BSBDA
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|
Alamelupuram
|
Arokiasami
|
9976508700
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BSBDA
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|
Vishnapettai
|
Pancharani
|
8675590526
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BSBDA
|
|
Koothur
|
R.Romio Jayanthi
|
8807036310
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BSBDA
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|
Pavanamangalam
|
P.Pudhumai Puthiran
|
8675590526
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BSBDA
|
|
Ranganathapuram
|
D.Kavithai Venthan
|
9944899580
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BSBDA
|
|
Vitalapuram
|
A.Delphinal Mary
|
9942286710
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BSBDA
|
|
Thiruvaiyaru
|
Mannarsamudram
|
V.Renuka
|
9865411884
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BSBDA
|
|
Valappakudi
|
S.Saravanan
|
9047416799
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BSBDA
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|
Tirukoilur
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Kattupaiyur
|
R.Arulmozhivarman
|
9944459592 / 9942406263
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BSBDA
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|
Thiruvarur
|
Kalyanasundarapuram
|
P.Sekar
|
9524428957
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BSBDA
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Pudupathur
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M.Monisha
|
9578575969
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BSBDA
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Thittagudi
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Melathanur
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S.Ramachandran
|
9585862916
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BSBDA
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|
Perumulai
|
R.Arivazhagan
|
9655868349
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BSBDA
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|
Sirumulai
|
R.Indira Gandhi
|
9952609385
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BSBDA
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Tiruthuraipundi
|
Segal
|
B.Ganesan
|
9750067899
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BSBDA
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Tiruvannamalai
|
Kilnachipattu
|
P. Shanmugam
|
9442119679
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BSBDA
|
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Thottiyam
|
M.Puthur
|
Suseendran
|
9965496522
|
BSBDA
|
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Chithur
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T.BHARATHI
|
9788066274
|
BSBDA
|
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Thuraiyur
|
Muthayampalayam
|
S.KESAVAN
|
8098828452
|
BSBDA
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Naduvalur
|
S.KESAVAN
|
8098828452
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BSBDA
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|
Tindivanam
|
Panchalam
|
M.Paneerselvam
|
9443080186/
7200996068
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BSBDA
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Sattanur
|
M.Paneerselvam
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9443080186/
7200996068
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BSBDA
|
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Sitteripattu
|
M.Paneerselvam
|
9443080186/
7200996068
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BSBDA
|
|
Velliyanai
|
K.Pitchampatti
|
Manickam
|
9943831104
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BSBDA
|
|
Paganatham
|
J.SHANTHI
|
7639138865
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BSBDA
|
|
Vengamedu
|
Minnampalli Panchamadevi
|
C.Jothimani
|
9751322790
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BSBDA
|
|
Vettavalam
|
Olapadi
|
G. Muthu
|
9952929026
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BSBDA
|
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Ankunnam
|
G MUTHU
|
9952929026
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BSBDA
|
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Panniyur
|
G MUTHU
|
9952929026
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BSBDA
|
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Villupuram
|
Poyyapakkam
|
M.vasu
|
8098120689
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BSBDA
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Madirimangalam
|
M.VASU
|
8098120689
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BSBDA
|
|
Vridhachalam
|
Narumanam
|
K.Vijayakumar
|
8220636081
|
BSBDA
|
|
Yethapur
|
Kalleripatti
|
V.Rajavel
|
9750444888
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BSBDA
|
|
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|
With the twin-fold purpose of expanding client base and involving ourselves in the financial inclusion call by the apex bank, our bank also started financial inclusion project by way of engaging business facilitator model on 26.06.2008.
RBI has clarified banks that there is no objection to engaging individuals as Business Facilitators (BFs) depending upon the comfort level of banks, subject to taking adequate precautions and conducting proper due diligence before engaging individuals as BFs.
As a part of financial inclusion drive and to bring new clients into our fold for saving and Current account portfolio from Rural and Semi-Urban Branches, we have engaged/utilised Business Facilitator model on 26.06.2008. So far, we have engaged totally 273 (Rural: 71 BFs and Semi Urban: 202 BFs) Business Facilitators till 31.03.2013.
|
| We are furnishing State wise Business Facilitators details as on March 2013, |
|
State
|
No. of BFs engaged
|
|
Rural
|
Semi Urban
|
Total
|
|
Tamilnadu
|
64
|
176
|
240
|
|
Kerala
|
0
|
1
|
1
|
|
Andhrapradesh
|
5
|
14
|
19
|
|
Karnataka
|
1
|
5
|
6
|
|
Puduchery
|
1
|
2
|
3
|
|
Gujarat
|
0
|
4
|
4
|
|
Total
|
71
|
202
|
273
|
|
|